Welcome to Wisetack

Consumer-friendly financing makes it easy for your customer to say “yes.” They pay over time, while you get paid as soon as the work is done. The only cost to you is 3.9% per transaction.

In partnership with
Available on jobs between $500-$25,000
After the job is complete, you’re paid in 1-2 business days

How to send your customer a loan application

How to prequalify your customer

  1. Log into the Merchant Portal using your mobile number
  2. From the home screen, click “Prequal applications”
  3. Click “New” on the top right
  4. Enter your customer's mobile number and hit “Send Prequal Application”
  5. Return to their prequal application in the portal to track their progress

Tip: send a prequal to your customer when you're estimating the job to help them understand their spending power

How to send a loan application

  1. Log into the Merchant Portal using your mobile number
  2. From the home screen click “Loan applications”
  3. Click “New” on the top right
  4. Enter the details of the job and hit “Send Text Message”
  5. Return to their loan application in the portal to track their progress

Tip: send a loan application to your customer once you have settled on the price

What your customer sees

For illustrative purposes only*

Your customer’s application process

  1. Open the prequalification or loan link they received by text message
  2. Enter some basic information about themselves and review the options they qualify for
  3. Both of you will see what they prequalify for or if they chose a loan option
  4. They confirm the work is done to release the funds

Tips to grow your sales with consumer financing

Share upfront

Let your customers know upfront about financing. “Checking your options doesn’t affect your credit score, and it only takes a minute to complete the application.” 

Get them prequalified

Send your customers a prequalification link from an estimate as part of your sales process to help them understand what they could qualify for.

Flexible options

Tell your customers, “you’ll see up to 6 options, and depending on what you qualify for, the term lengths are up to 60 months with APR from 0% to 29.9%,” depending on what they qualify for.*

“As low as” payment

Use the “as low as” monthly payment price when talking about the cost of the job. You can see the “as low as” by using the payment calculator.

Market financing

Mention you offer financing in your biggest lead generators like your website or social media. Check out our Marketing Toolkit for how to include it in your next marketing campaign.

Schedule training

Book personalized training by emailing us at success@wisetack.com.

Frequently asked questions