Welcome to Wisetack

Consumer-friendly financing makes it easy for your customer to say “yes.” They pay over time, while you get paid as soon as the work is done. The only cost to you is 3.9% per transaction.

In partnership with
Available on jobs over $500
After the job is complete, you’re paid in 1-2 business days

How to send your customer an application

How to prequalify your customer

  1. On a saved estimate, click “Send Pre-Qualification”
  2. Your customer completes the prequalification application
  3. Once they’re done, you can both see how much they are prequalified to finance
  4. You can track your customer’s progress on the Wisetack Financing page

Tip: You can also send applications from your customer’s profile page. And prequalifications are automatically included on the estimates sent to your customer!

How to send a loan application

  1. After saving an invoice, click "ok" on the Send Loan Application popup or click "Send Loan Application" on the right-hand side of a saved invoice
  2. After your customer fills out the texted application, they will confirm the job was completed
  3. Wisetack will send you the funds in 1-2 business days
  4. You can track your customer’s progress on the Wisetack Financing page

Tip: You can also send applications from your customer’s profile page. And loan applications are automatically included on invoices over $500!

What your customer sees

For illustrative purposes only*

Your customer’s application process

  1. Open a prequalification (from an estimate) or loan application (from an invoice
  2. Enter some basic information about themselves and review the options they qualify for
  3. Both of you will see what they prequalify for or if they chose a loan option
  4. Confirm the work is done to release the funds

Tips to grow your sales with consumer financing

Share upfront

Let your customers know upfront about financing. “Checking your options doesn’t affect your credit score, and it only takes a minute to complete the application.”

Get them prequalified

Send your customers a prequalification link from an estimate as part of your sales process to help them understand what they could qualify for.

Flexible options

Tell your customers, “you’ll see up to 6 options, and depending on what you qualify for, the term lengths are up to 60 months with APR from 0% to 29.9%,” depending on what they qualify for.*

“As low as” payment

Use the “as low as” monthly payment price when talking about the cost of the job. You can see the “as low as” by using the payment calculator.

Market financing

Mention you offer financing in your biggest lead generators like your website or social media. Check out our Marketing Toolkit for how to include it in your next marketing campaign.

Schedule training

Book personalized training by clicking here.

Frequently asked questions