Welcome to Wisetack

In partnership with

Consumer-friendly financing makes it easy for your customer to say “yes”

They pay over time, while you get paid as soon as the work is done. The only cost to you is 3.9% per transaction.

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Available on jobs between $500-$25,000
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After the job is complete, you’re paid in 1-3 business days

How to offer Wisetack

How to prequalify your customer

  1. Create an estimate between $500 and $25,000
  2. Send it to your customer
  3. Your customer can apply directly from the estimate
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Note: a prequalification link is also automatically included on Estimates (between $500 - $25,000) when your customer views it online

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Note: a prequalification link is also automatically included on Estimates (between $500 - $25,000) when your customer views it online

How to send a financing application

  1. Create an invoice between $500 and $25,000
  2. Send it to your customer
  3. Your customer can apply directly from the invoice
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Note: you can also manually send a financing application by clicking “Send Loan Application” under the “More” menu on a sent invoice

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Note: you can also manually send a financing application by clicking “Send Loan Application” under the “More” menu on a sent invoice

What your customer sees

For illustrative purposes only*

Your customer’s financing application process

  • After opening a financing application, customers enter some basic information about themselves and review their options 
  • They will see up to 6 options, with terms from 3 to 60 months and APRs from 0% to 29.99%, depending on what they qualify for
  • Some customers may be asked to add a debit card or driver’s license after viewing their options
  • You will receive a notification if your customer locks in their offer 
  • They confirm the work is done to release fund
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Play around with what your customer might pay monthly using the payment calculator.

Tips:

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When discussing options and prices

Send a customer a prequalification application. This will help your customer understand their spending power, allowing you to shift their mindset to think about what’s possible rather than what’s the cheapest option.

When discussing the final price and how they can pay

Send a financing application (even if they have been prequalified) so that your customer can lock in their offer. Once you finish the work, the funds will be released to you!

The perfect pitch

We recommend keeping things simple when it comes to offering financing, and here are some of our favorite ways to pitch it.
How to bring up financing when the job isn’t confirmed:

You can choose to pay over time for any of our services.

How to bring up financing when the job is confirmed:

Would you like to pay at once or over time?

How to explain how Wisetack works:

Look for the “See Financing Options” button — that’s your link to apply. You can check your options with no hit to your credit.

How to respond to questions about rates:

Options start as low as 0% APR* and eligibility is handled by Wisetack. Checking your options doesn’t hurt your credit score.

How to nudge your customers to apply:

Have you locked in your offer yet?

Want more tips or advice on how to use Wisetack? Check out our Resources Hub.

Frequently asked questions

How does Wisetack financing work?

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How will I know if my customer has been approved for a loan?

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How will I know if I got paid?

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How long does it take to get paid?

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How do I ensure the customer confirms the loan?

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How do I log in as a business?

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Where can I view a summary of my transactions?

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How does Wisetack financing work?

How will I know if my customer has been approved for a loan?

How will I know if I got paid?

How long does it take to get paid?

How do I ensure the customer confirms the loan?

How do I log in as a business?

Have additional questions? We’re here to help. You can reach us at 1 (833) 927-0333 or support@wisetack.com.


*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,000 purchase could cost $45.18 a month for 24 months, based on a 7.9% APR. See additional terms at http://wisetack.com/faqs.