Welcome to Wisetack

Consumer-friendly financing makes it easy for your customer to say “yes.” They pay over time, while you get paid as soon as the work is done. The only cost to you is 5.9% per transaction.

In partnership with
Available on jobs between $500-$15,000
After the job is complete, you’re paid in 1-2 business days

How to send your customer a loan application

How to prequalify your customer

  1. Log in to the Merchant Portal using your email or mobile number
  2. From the home screen, click “Prequalifications”
  3. Click “New+” on the top right
  4. Enter your customer's mobile number and hit “Send Prequal Application”
  5. View your customer's prequalified amount under Offer Terms

How to send a loan application

  1. Log in to the Merchant Portal using your mobile number
  2. From the home screen click “Transactions”
  3. Click “New” on the top right
  4. Enter the details of the job and hit “Send Text Message”
  5. You can track your customer's progress in the Transaction and Loan Status Details sections

What your customer sees

For illustrative purposes only*

The customer application process

  1. Open the prequalification or loan application link that you texted them
  2. Enter in some basic information about themselves
  3. View the options they qualify for (the process for prequalifying stops here)
  4. Review and accept the loans terms
  5. Confirm the work is done to release funds to your business

Tips to grow your sales with consumer financing

Share upfront

Let your customers know upfront about financing. “Checking your options doesn’t affect your credit score, and it only takes a minute to complete the application.” 

Get them prequalified

Send your customer a prequalification link as part of your estimate process to help them understand what they could qualify for.

Flexible options

Tell your customers, “You’ll see four options with terms between 3 and 24 months with APRs from 0% to 29.9%.”

“As low as” payment

Use the “as low as” monthly payment price when talking about the cost of the job.

Market financing

Mention you offer financing in your biggest lead generators like your website or social media. Check out our Marketing Toolkit for how to include it in your next marketing campaign.

Share with your team

Share this page with your team to get them up to speed on how to use Wisetack.

Frequently asked questions