Welcome to Wisetack

Consumer-friendly financing makes it easy for your customer to say “yes.” They pay over time, while you get paid as soon as the work is done. The only cost to you is 5.9% per transaction.

In partnership with
Available on jobs between $500-$15,000
After the job is complete, you’re paid in 1-2 business days

How to send your customer a loan application

How to prequalify your customer

  1. Log into the Merchant Portal using your mobile number
  2. From the home screen, click “Prequalifications”
  3. Click “New” on the top right
  4. Enter your customer's mobile number and hit “Send Prequal Application”
  5. You can track your customer's progress using the “Transaction History”

How to send a loan application

  1. Log into the Merchant Portal using your mobile number
  2. From the home screen click “Transactions”
  3. Click “New” on the top right
  4. Enter the details of the job and hit “Send Text Message”
  5. You can track your customer's progress using the “Transaction History”

What your customer sees

For illustrative purposes only*

Your customer’s application process

  1. Open the prequalification or loan link they received by text message
  2. Enter some basic information about themselves and review the options they qualify for
  3. Both of you will see what they prequalify for or if they chose a loan option
  4. They confirm the work is done to release the funds

Tips to grow your sales with consumer financing

Share upfront

Let your customers know upfront about financing. “Checking your options doesn’t affect your credit score, and it only takes a minute to complete the application.” 

Get them prequalified

Send your customers a prequalification link as part of your estimate process to help them understand what they could qualify for.

Flexible options

Tell your customers, “you’ll see up to 4 options, and depending on what you qualify for, the term lengths are up to 24 months with APR from 0% to 29.9%,” depending on what they qualify for.*

“As low as” payment

Use the “as low as” monthly payment price when talking about the cost of the job.

Market financing

Mention you offer financing in your biggest lead generators like your website or social media. Check out our Marketing Toolkit for how to include it in your next marketing campaign.

Schedule training

Book personalized training by emailing us at success@wisetack.com.

Frequently asked questions