Welcome to Wisetack

Consumer-friendly financing makes it easy for your customer to say “yes.” They pay over time, while you get paid as soon as the work is done. The only cost to you is 2.9% per transaction.

In partnership with
Available on jobs between $500-$15,000
After the job is complete, you’re paid in 1-2 business days

How to offer financing

How to prequalify your customer

  1. Click the Clients tab, then View Clients
  2. Find the client you wish to prequalify
  3. Click the "Send pre-qualification link" button beneath their ID#
  4. A prequal application link can be sent to  the client via text or email
  5. A client can also prequalify directly from an estimate

How to send a loan application

  1. Click the Clients tab, then View Clients
  2. Edit client page to create an Invoice
  3. Click “Add Payment” to send a loan application directly to client
  4. Alternatively, from the Invoice page, click “Save & Send” and the option to apply for financing will appear directly on the invoice you send to the client

What your customer sees

For illustrative purposes only*

The application process

  1. They open a prequalification (from the client view) or loan application (from an invoice)
  2. They enter in some basic information about themselves to view the options they qualify for
  3. We email both you and the client if the client is approved and then again when they accept an option
  4. They confirm the work is done to release funds

Tips to grow your sales with consumer financing

Share upfront

Let your customers know upfront about financing. “Checking your options doesn’t affect your credit score, and it only takes a minute to complete the application.”

Get them prequalified

Send your customers a prequalification link as part of your estimate process to help them understand what they could qualify for.

Flexible options

Tell your customers, “You’ll see 4 options with terms from 3 to 24 months and APRs from 0% to 29.9%.”

“As low as” payment

Use the “as low as” monthly payment amount when talking about the cost of the job.

Market financing

Mention you offer financing in your biggest lead generators like your website or social media. Check out our Marketing Toolkit for how to include it in your next marketing campaign.

Share with your team

Share this page with your team to get them up to speed on how to use Wisetack.

Frequently asked questions