Welcome to Wisetack

In partnership with

Consumer-friendly financing makes it easy for your customer to say “yes”

They pay over time, while you get paid as soon as the work is done. The only cost to you is 3.9% per transaction.

Want personalized onboarding with an expert from Wisetack? Book 1:1 training by clicking here.

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Available on jobs between $500-$25,000
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After the job is complete, you’re paid in 1-3 business days

How to offer Wisetack

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A blue exclamation mark in a circle

How to send a financing application

  1. Create an Invoice or Proposal between $500 and $25,000
  2. Send it to your customer
  3. Your customer can apply directly from the invoice
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A blue exclamation mark in a circle

What your customer sees

For illustrative purposes only*

Your customer’s financing application process

  • After opening a financing application, customers enter some basic information about themselves and review their options 
  • They will see up to 6 options, with terms from 3 to 60 months and APRs from 0% to 35.9%, depending on what they qualify for
  • Some customers may be asked to add a debit card or driver’s license after viewing their options
  • You will receive a notification if your customer locks in their offer 
  • They confirm the work is done to release fund
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Play around with what your customer might pay monthly using the payment calculator.


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When discussing options and prices

Send a customer a prequalification application. This will help your customer understand their spending power, allowing you to shift their mindset to think about what’s possible rather than what’s the cheapest option.

When discussing the final price and how they can pay

Send a financing application (even if they have been prequalified) so that your customer can lock in their offer. Once you finish the work, the funds will be released to you!

The perfect pitch

We recommend keeping things simple when it comes to offering financing, and here are some of our favorite ways to pitch it.
How to bring up financing when the job isn’t confirmed:

You can choose to pay over time for any of our services.

How to bring up financing when the job is confirmed:

Would you like to pay at once or over time?

How to explain how Wisetack works:

Look for the “See Financing Options” button — that’s your link to apply. You can check your options with no hit to your credit.

How to respond to questions about rates:

Options start as low as 0% APR* and eligibility is handled by Wisetack. Checking your options doesn’t hurt your credit score.

How to nudge your customers to apply:

Have you locked in your offer yet?

Want more tips or advice on how to use Wisetack? Check out our Resources Hub.

Frequently asked questions

Have additional questions? We’re here to help. You can reach us at 1 (833) 927-0333 or support@wisetack.com.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.