Welcome to Wisetack

Consumer-friendly financing makes it easy for your customer to say “yes.” They pay over time, while you get paid as soon as the work is done. The only cost to you is 3.9% per transaction.

In partnership with
Available on jobs between $500-$25,000*
After the job is complete, you’re paid in 1-2 business days

How to send your customer a loan application

How to prequalify your customer

  1. From a customer, click “Create Estimate”
  2. Create the estimate as normal
  3. From a saved estimate, scroll to the subtotal and click “Send Prequalification Link”
  4. Enter your customer’s phone number and click “Send Prequalification Link”

Tip: Your customer will also see a button to prequalify in your email and on the estimate

How to send a loan application

  1. When on a job, complete scheduling the work by selecting a date and click “Schedule”
  2. The job will be converted to an invoice
  3. Scroll to the subtotal and click “Send Application”
  4. Enter your customer's phone number and click “Send Text”

Tip: Your customer will also see a button to apply in your emails and on invoices for qualified jobs

What your customer sees

For illustrative purposes only*

Your customer’s application process

  1. Open the prequalification or loan sent to their mobile number (or by clicking the button on the estimate/invoice and email)
  2. Enter some basic information about themselves and review the options they qualify for
  3. Both of you will see what they prequalify for or if they choose a loan option
  4. They confirm the work is done to release the funds

Tips to grow your sales with consumer financing

Share upfront

Let your customers know upfront about financing. “Checking your options doesn’t affect your credit score, and it only takes a minute to complete the application.”

Get them prequalified

Send your customers a prequalification link from an estimate as part of your sales process to help them understand what they could qualify for.

Flexible options

Tell your customers, “you’ll see up to 6 options, and depending on what you qualify for, the term lengths are up to 60 months with APR from 0% to 29.9%,” depending on what they qualify for.*

“As low as” payment

Use the “as low as” monthly payment price when talking about the cost of the job. You can see the “as low as” by using the payment calculator.

Market financing

Mention you offer financing in your biggest lead generators like your website or social media. Check out our Marketing Toolkit for how to include it in your next marketing campaign.

Schedule training

Book personalized by clicking here.

Frequently asked questions