# Wisetack




> Wisetack is an embedded consumer financing platform for service businesses. We let home service pros (HVAC, plumbing, electrical, fencing, garage doors, flooring, pest management, and more) offer customers a simple monthly payment option for larger purchases — delivered via text or link, with approval in minutes. Payment options through Wisetack are provided by Wisetack's lending partners; all financing is subject to credit approval.


Wisetack works with 50+ field service management and vertical software platforms (e.g. Housecall Pro, Jobber, JobNimbus, Thryv, Thumbtack) to embed financing directly into existing merchant workflows via API.


## Merchants
- [Home services](https://www.wisetack.com/merchants/home-services): Grow your business with pay-over-time options customers love. Wisetack helps home service pros close more jobs—and it’s simple to get started.


## Merchant Tools & Resources
- [Resources Hub](https://www.wisetack.com/resources/home-services): Top resources for growing a business with Wisetack
- [Marketing Toolkit](https://www.wisetack.com/marketing-toolkit/hs): Add Wisetack to a website and marketing materials
- [Payment Calculator](https://www.wisetack.com/calculator): Estimate a monthly payment through Wisetack
- [Sales Hub](https://www.wisetack.com/sales-hub): Tips to sell more using the Wisetack portal
- [Prequal Link](https://www.wisetack.com/features/prequal-link): Let customers prequalify before the sale
- [Extended 0% APR Plans](https://www.wisetack.com/features/hs-0-apr-add-ons): Interest-free financing up to 24 months
- [Progress Payments](https://www.wisetack.com/features/progress-payments): Split large jobs into multiple payments
- [Merchant FAQs](https://www.wisetack.com/faqs-merchants): Frequently asked questions for merchants
- [Home Services Handbook](https://learn.wisetack.com/marketing-handbook)
- [The Build Up Blog](https://www.wisetack.com/blog): Brush up on financing best practices and stay up-to-date 
- [Support for Merchants] (https://support.wisetack.com/hc/en-us/categories/6806577643163-Merchants): Online help for merchants



## Comparisons
- [Wisetack vs. GreenSky](https://www.wisetack.com/compare/wisetack-vs-greensky): Positioning page contrasting fees, approval speed, and transparency vs. GreenSky
- [Wisetack vs. Acorn Finance](https://www.wisetack.com/compare/wisetack-vs-acorn-finance): Compares Wisetack's merchant-funded point-of-sale financing model with Acorn Finance's borrower-fee, multi-lender marketplace approach for home services and trades contractors.
- [Wisetack vs. GoodLeap](https://www.wisetack.com/compare/wisetack-vs-goodleap): Compares Wisetack's financing platform with GoodLeap's solar and home-improvement lending program, covering application experience, contractor fees, and approval criteria.
- [Wisetack vs. Regions Home Improvement Financing](https://www.wisetack.com/compare/wisetack-vs-regions-home-improvement-financing): Compares Wisetack's embedded point-of-sale financing with Regions Bank's home improvement loan offering for contractors and homeowners.
- [Wisetack vs. Service Finance](https://www.wisetack.com/compare/wisetack-vs-service-finance): Compares Wisetack with Service Finance Company's contractor financing programs, including underwriting approach, funding speed, and merchant support.
- [Wisetack vs. Synchrony](https://www.wisetack.com/compare/wisetack-vs-synchrony): Compares Wisetack's point-of-sale financing with Synchrony's home and commercial financing programs for contractors and merchants.
- [Wisetack vs. Upgrade](https://www.wisetack.com/compare/wisetack-vs-upgrade): Compares Wisetack's merchant financing platform with Upgrade's personal loan and financing products, including prescreen capabilities and approval process.
- [Wisetack vs. Wells Fargo](https://www.wisetack.com/compare/wisetack-vs-wells-fargo): Compares Wisetack's embedded financing platform with Wells Fargo's home projects and commercial financing programs for contractors.
- [Wisetack vs. Retail BNPL Providers](https://www.wisetack.com/compare/wisetack-vs-bnpl): Compares Wisetack's contractor-focused financing model with general retail buy-now-pay-later providers, highlighting differences suited to service-based versus retail transactions.



## For Consumers
- [How It Works](https://www.wisetack.com/consumers): How Wisetack monthly payments work for customers
- [Consumer FAQs](https://www.wisetack.com/faqs): Frequently asked questions for consumers
- [Make a Payment](https://www.wisetack.com/make-a-payment): Need to make a payment on your financing through Wisetack? Find the right steps based on your lending partner to stay current with your account.
- [Disputes](https://www.wisetack.com/disputes): Understand your rights and the dispute process for transactions financed through Wisetack.
- [Contact Us](https://www.wisetack.com/contact-us): Need help with financing or becoming a Wisetack partner? We’re here to help.
- [Consumer Help Center](https://support.wisetack.com/hc/en-us/categories/6806577714459-Consumers): Online help for consumers


## Company
- [About Wisetack](https://www.wisetack.com/about): Learn about Wisetack's mission to bring modern, fair financing to real-world services.



## Legal
- [Privacy Policy](https://wisetack.us/#/privacy)
- [Terms](https://wisetack.us/#/terms)
- [Responsible Disclosure Policy](https://www.wisetack.com/responsible-disclosure-policy)