Add Wisetack’s pay-over-time option to your toolkit to help your techs close more and bigger jobs
Text an application in seconds via the merchant portal. You pay a flat rate of 3.9% per transaction, no hidden fees or tricks.
Your customer applies right from their phone and can get a near instant decision 24/7. Checking their options does not impact their credit score.
Financing is available on jobs from $500–$15,000. Your customers will see up to 3 options from 3 to 12 months with APRs from 0% to 35.9%.*
Wisetack is a pay-over-time option made especially for auto body shops who offer services like collision repair, general maintenance, tire replacement, and many more.
After signing up for Wisetack, you can offer your customers the option to pay monthly for the services you provide. You get paid 1 to 3 business days after the service is completed, while they pay over time.
Nothing. There’s no implementation cost or subscription fee. You pay a 3.9% fee per transaction when a customer chooses to finance the job through Wisetack. The fee is simply deducted from the total service payment.
With Wisetack, every offer is tailored to your customer’s credit profile. We don’t take a one-size-fits all approach in order to give your customers the best possible chance of approval and the best possible rate.
Wisetack offers terms from 3 to 12 months with rates ranging from 0% to 35.9% APR.*
Here are a couple things we ask for in the application:
Note that we do not run a personal credit check.