Win more jobs. 
Make financing easier.

Offer competitive monthly payment options, make financing simple for your team, and get paid quickly. Without complicated pricing or paperwork.
TALK TO WISETACK
Dean McManus
A blue quote mark
By far the best financing company I’ve used for my customers. Integrated into my CRM and easy to use.”
Dean McManus  |  Action Steam Cleaning LLC
“By far the best financing company I’ve used for my customers. Integrated into my CRM and easy to use.”
Dean McManus  |  Action Steam Cleaning LLC

Wisetack is customer 
financing built for home 
services

Whether you’re introducing monthly payments for the first time or looking for a better way to offer financing, Wisetack makes it simple for your team and your customers.

Predictable pricing

Flat 3.9% transaction fee†

Customer choice

Up to eight payment options

Workflow fit

Integrations with 30+ platforms

Operational flexibility

Change orders and progress payments

Join tens of thousands of businesses offering Wisetack

HVAC
Plumbing
Electrical
Fencing
Flooring
Pest management
Handyman services
Garage doors
Lighting
Landscaping
Roofing
Painting
Sewer & septic
Windows & doors
Foundation repair
Water treatment
Insulation
Fireplace & chimney
Tree services
and more...

Why growing home service businesses choose Wisetack

Jobs financed through Wisetack are 4.5 times bigger than jobs paid for another way
87% of businesses won a job because they offered Wisetack monthly payments
88% of customers who financed through Wisetack were happy and relieved it was offered to them
Source: Wisetack merchant survey
Read the impact of financing

How it works

It’s easy for both you and your customer.

Estimate price
You send a prequalification link (optional).

Your customer sees the maximum amount they’re approved to finance and reviews their options.
Agree on price
You send an application link.

Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.

Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.

Features

Flat 3.9% per transaction fee†
Covers jobs from $500 - $65,000
Terms from 3 months to 10 years
0% APR* options up to 24 months
Prequalification with a soft credit check only
Integrated into 30+ software platforms
Support for change orders
Progress payments to cover upfront costs

Ergeon fencing grew sales by 20% by offering financing

READ MORE

We’re integrated with top field service 
management tools

These integrations put Wisetack right on your estimates, invoices, and more.
and 30+ more
White quote marks
With Wisetack, it was simple to get started, simple to get homeowners approved, and simple to get paid. Conquer gives Wisetack a BIG thank you and thumbs up.
Desiree Alia
CONQUER Contracting
Talk to Wisetack

Frequently asked questions

What is Wisetack?
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How is Wisetack different from other consumer financing options?
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Why can’t customers just use their credit card?
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What does it cost to get started with Wisetack?
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Free resources for home services businesses

Image of a house, a wrench, and notebook
The Home Services Handbook:

Your personalized marketing guide

Get your copy
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3 ways to optimize your Google business profile

Read how
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10 questions to ask when
choosing a financing provider

Read more
Evaluating financing providers?
Download the 10 questions to ask before choosing one.
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*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

†You can opt into an extended 0% APR plan that has with a variable fee if your customer selects a 6 month, 12 month, or 24 month 0% plan. More details here.