Today, most customers expect flexible payment options that allow them to budget for larger repairs. When you sign up to offer Wisetack, your customer can secure fair financing to pay for your services, in less than a minute right from their phone.
How Wisetack helps your shop
Boost your sales
Hear “yes” more often and increase your average repair order
Boost your leads
Promote financing in your marketing and hear the phone ring more
Outpace the competition
Stand out from the crowd with a better way to pay
For your customer
Covers large and small repairs. Financing available from $500 - $15,000 on terms from 3 to 12 months*.
Options to fit their needs. APRs from 0% for eligible customers and up to 3 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn’t impact their credit score.
No hidden fees. No prepayment penalties, origination fees, late fees, or compounding interest.
For your shop
High approval and close rate. 80%+ approval rate and more than 70% of customers who get an offer select financing through Wisetack.
Seamless experience. Offer financing with a click of a button, which means less training for your techs.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your shop.
Wisetack is a pay-over-time option for auto repair shops and other service businesses.
After signing up to offer Wisetack, you can simply text or email your customer a link tied to their repair order. In fact, we’re integrated with dozens of shop management tools, so often the link is automatically included right on your RO. In under a minute, the customer can see their options. You get paid as soon as the job is completed, while your customer pays over time.
How is Wisetack different from other consumer financing options?
We think our product is great. But that’s what you’d expect us to say. So, here’s what other repair shops usually tell us when we ask how it’s going: Wisetack is easy to onboard, pays out quickly for completed jobs, and is easier and faster for their customers. Shops also like the amount of support we provide – from free marketing resources, to award-winning customer support that picks up the phone in under a minute.
We're proud to report a 79 net promoter score (which means the overwhelming number of merchants who use us would recommend Wisetack to other businesses).
Credit cards are a very convenient way to pay. However, they can be expensive if customers need to carry a balance – which is often the case for large repairs, especially when they are unexpected.
The rate your customers get with Wisetack may be lower than the rate their credit card company charges for maintaining a balance. Our financing options have simple interest, while credit cards charge compound interest. We don’t charge late fees, prepayment fees, or origination fees.
With Wisetack, your customer will be able to budget better. Many people like knowing the exact monthly payment amount and find that financing with a fixed term for a specific purpose may be more affordable than a credit card.
Nothing. There’s no implementation cost or subscription fee. You simply pay a 3.9% per transaction fee when a customer completes financing through Wisetack. The fee is deducted from the total job payment.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.