Give your customers interest-free financing up to 24 months when you enroll in a 0% APR add-on.*
Enroll now
Increase offer conversion by 20%
Confidently offer true 0% APR — no deferred interest, no hidden fees or penalties
Update your plan or unenroll at any time
Enroll now
Submit this form to enroll.
0% APR add-ons
Enroll today to extend your 0% APR options up to 6, 12, or 24 months beyond the standard 3 months to instantly attract new customers, close more jobs, and deliver a superior customer experience.*
Attract new customers with the payment flexibility they need
Close larger jobs when you make it easier for homeowners to say "yes"
Deliver a seamless customer experience, from scheduling to payment
Compare our pricing across add-ons
You only pay a higher fee when your customer qualifies for and selects a 0% APR option for 6, 12, or 24 months. For all other options, the fee you pay is 3.9%.
Standard
(default)
3
mo.
0% APR option + interest-bearing options from 3 to 60 months
3.9% fee
Up to 6 months
new
6
mo.
0% APR option
4.9% fee
Up to 12 months
NEW
12
mo.
0% APR option
6.9% fee
Up to 24 months
MOST POPULAR
24
mo.
0% APR option
9.9% fee
Standard
(default)
3
mo.
0% APR option + interest-bearing options from 3 to 60 months
3.9% fee
Up to 6 months
new
6
mo.
0% APR option
4.9% fee
Up to 12 months
most popular
12
mo.
0% APR option
6.9% fee
Up to 24 months
most popular
24
mo.
0% APR option
9.9% fee
Unsure about it? Trial it for a period of time and see how your customers respond. You can always un-enroll at any time.
Ready to level up with Wisetack? Enroll in a 0% APR add-on.
Approval rate1 And we accept credit scores as low as 540
Stellar customer reviews 85% of customers give us a 9 or 10 out of 102
No pain or paperwork Hands-off process with no handling of sensitive information
1 Wisetack historical data as of February 2023
2 NPS survey as of February 2023
Frequently asked questions
What fee do I pay if my customers don’t qualify for or choose a 6, 12, or 24 month 0% APR option?
The fee you pay is 3.9%. You only pay a higher fee when your customer chooses a 0% APR option for 6, 12, or 24 months.*
Can I trial a 0% APR add-on for a period of time?
Yes, you can trial a 0% APR add-on for any period of time. To un-enroll from an add-on, simply reach out to support@wisetack.com.
Why didn’t my customer see a 0% APR option?
Not all customers will qualify for a 0% APR option when applying. Rest assured though that Wisetack takes into consideration a variety of factors to give your customers the best chance of approval and the best possible rate.
What credit score is needed to qualify for a 0% APR option?
While our minimum credit score overall is 540, a credit score of 720+ is needed to qualify for any 0% APR option.
What percentage of approved customers will see a 0% APR option?
While we approve, on average, 85% of all applicants, roughly half of those applicants will see a 0% APR option in the application.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.