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FEATURE GUIDE
Offer your customers 0% APR for 24 months*
Offer extended interest-free financing to attract more customers, close bigger jobs, and deliver a superior customer experience.
Why offer Wisetack’s extended 0% APR options?
Hear “yes” more
Increase your conversion by 20%†
Win bigger jobs
Increase average ticket size by 26%†
Transparent terms
Confidently offer true 0% — no deferred interest or hidden fees
†Based off internal Wisetack merchant data, 2025
Compare pricing of our 0% APR financing plans
Included
(Incld.)
Starter
plan
Up to
6 mos.
6
mos.
plan
Up to
12 mos.
12
mos.
plan
Up to
24 mos.
24
mos.
plan
% fee
if selected
% fee if selected
Interest-bearing offers from 3-60 months
3.9%
0% APR for 3 months
3.9%
0% APR for 6 months
4.9%
0% APR for 12 months
6.9%
0% APR for 24 months
9.9%
You only pay a higher fee when your customer qualifies for and selects a 0% APR option for 6, 12, or 24 months. For all other options, the fee you pay is 3.9%.
Unsure about it? Trial it for a period of time and see how your customers respond.
How to upgrade your 0% APR plan
To update your plan, log in to the merchant portal and navigate to: Account settings → Merchant information → 0% APR options
What customers are saying
The customer service was fast and easy
to understand.
0% interest is what made my mind up going this route.
to understand.
0% interest is what made my mind up going this route.
I loved the speed at which I was approved! I love the 0% interest for 2 years!!
Simple, fast, accurate. Super easy financing. Can’t beat 0%!!
Easiest 0% loan I have ever taken. It almost seemed like too good to be true.
Promote your extended 0% APR options
Attract new customers by promoting your 0% APR options on your website, social media, printed materials and more.
Head to our marketing toolkit for ready-to-use template copy and plug-and-play assets to help you hit the ground running.
Frequently asked questions
What rate do I pay if my customers don’t qualify for or choose a 6, 12, or 24 month 0% APR option?
Can I trial a 0% APR add-on for a period of time?
Why didn’t my customer see a 0% APR option?
What credit score is needed to qualify for a 0% APR option?
What percentage of approved customers will see a 0% APR option?
Have even more questions? Contact us. We’re always happy to talk.
*All financing is subject to credit approval. Terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.
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