Get 1:1 training
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Wisetack Sales Hub
How to sell with financing
Financing is not just a payment option. It's a tool to reduce friction in your sales process.
Wisetack gives near-instant access to funds so customers can say "yes" today
Talking in monthly payments can make the cost feel more attractive
Let customers know their buying power early on by prequalifying
Your talk track
“Would you like to pay all at once or over time?”
“Checking your options does not impact your credit.”
“It takes less than 60 seconds to see your options.”
“There are no hidden fees or penalties for paying it off early.”
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How it works for your customer
Opens the application sent from you on their device
Enters basic information, like name, address, date of birth, and income
If eligible, sees up to 6 monthly payment options
Selects the option that works best for their budget and signs the documents to lock in their offer
Once the service is completed, returns to the application to confirm
$500 - $25,000 loans
3 - 60 month terms
0% - 35.9% APR, simple interest
No fee to pay off early
Application status
Know the status of your customer's financing applications so you can take action to close the job.
Status
What this means
Your talk track
Pending
The application is started, but we still need basic info.
Your talk track
"It takes less than a minute to add your info and there is no impact to your credit to see your options."
Action required
The customer needs to select an offer. Sometimes they also need to upload an ID or add a debit card.
Your talk track
"Lock in your offer so we can get started with the job. Check your email to see any next steps with Wisetack."
Offer locked
The customer has selected an offer. This is your green light to start the work.
Your talk track
"Let's get your job booked! Once we're done, I'll have you go back into your application to release payment."
Confirmed
The customer has marked the job as completed and released payment.
Your talk track
"Open the application or find your email from Wisetack to see more info about where to make payments.”
Paid
Your company has received payment for the job.
Your talk track
"Thank you for your business!"
Steps 1 to 3 typically take less than a minute
Frequently asked questions
Pitching Wisetack
Which rates should I pitch my customers? Where can I find your rate card?
What’s the benefit of prequalifying customers ahead of time?
Who can apply for financing through Wisetack? Do they need to be on the home deed? What about joint applications?
Financing application process
How does my customer access the financing application?
What information does my customer need to fill out the application?
What kind of credit does a customer need to be approved by Wisetack?
How can I check the status of my customer’s application?
How can I request payment once the job is completed?
What happens when the cost of the job changes?
How can I cancel financing or request a refund?
Customer terms and repayments
Can a customer pay off their financing early?
How are monthly payments and interest calculated?
How will customers know where to make their payments?
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.
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