How to use Wisetack

Using Wisetack is a breeze – it’s one of the best things about us. For your business, sending a loan application takes seconds. For your customers, applying and seeing their options is just as fast. Oh, and there’s no paperwork involved. Let us show you how simple the process is.

When discussing options or building an estimate

Send a prequalification application
Send your customer a short application to prequalify for financing. All you need is their mobile number. If you already know the final price skip this step and send a loan application.
Customer prequalifies
Your customer completes the application and sees an estimate of their buying power. Checking their eligibility has no impact on their credit score.
Agree on price and send a financing application
Once you know the final price of the job, send the loan application using the steps below so that they can lock in their offer.

When you know the final price

Send a financing application
Once you know the final price of the job, send the loan application so that your customer can see their options and lock in their offer.
Customer applies for financing
Your customer gets a text with a link to apply and completes the application in a minute.
Customer chooses an option
Your customer sees several options to choose from. Once they’ve locked in their offer, you can start the job.
Customer releases the funds
Your customer confirms the work has been completed and releases the funds. Some customers may be asked to make their first payment at this point.
You get paid
You receive the funds within 1-3 business days.
Bonus: See all the details
Track the status of every application you’ve sent including any payouts. Or any new leads if you’re using a Prequal Link.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at https://www.wisetack.com/faqs.