You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Painting financing for contractors that turns “maybe” into “yes”
Whole-home repaints and cabinet refinishing add up fast. Monthly payments make the bigger job feel just as easy to say yes to as the small one.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Help homeowners say yes to the full job, not just one room
Typical Project
Instead of saying…
Single room, interior
$300–$1,000
Whole-interior repaint (average home)
$2,000–$6,000
Full exterior repaint (average home)
$3,000–$10,000+
Cabinet refinishing
$1,500–$4,500
Large/luxury home, full interior + exterior
$10,000–$25,000+
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for painting
Close jobs without becoming a loan expert
Skip rate cards, FICO questions, and playing loan officer. Wisetack keeps financing simple.
Offer a consistent financing experience
Customers apply, review options, and confirm in a financing experience connected to your business.
30+ live SaaS platform integrations
Embedded in platforms contractors love, including PaintScout, Housecall Pro, and Jobber.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Langley Roofing chose Wisetack over other financing companies
4 hours
how long it took to implement Wisetack
From the very beginning, there was heavy training and we’ve gotten really good support whenever we needed it.
Fuse HVAC gained roughly 1 more job per week by offering Wisetack
80%
of $10K+ jobs financed through Wisetack
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your comfort advisors.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions12-month 0% promotional plan priced at 6.9% cost to the merchant
Offering financing may sound scary and expensive, but from my own experience, it’s been nothing but a value-add. If you’re thinking about it but still unsure, take the risk and implement it. You’re getting business you wouldn’t have otherwise, so you can’t lose offering it. It’s a value-add for us, it’s a value-add for our customers, and it’s a no-brainer to offer.”
Brandon Sewell, Seal Pro Painting
We really like Wisetack so far. The integration makes it super easy and hands-off, and we’ll continue to use it.”
Sound Painting Solutions (Paintscout)
Wisetack’s integration with Jobber makes it really simple to offer financing because it shows up on the bottom. The link to sign up is always right there. Originally I didn’t offer it but I realized I was probably losing out on jobs by not offering it so I decided to go for it. I had my first customer use it about a week ago and he said it was incredibly easy. He loved that he could check his options with no hard pull on his credit score and once he saw his options, he immediately chose one.”
Alex Korotich, Sound Painting Solutions (Jobber)
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What painting services can be financed?
How much can homeowners finance?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
Does Wisetack work with PaintScout?
Are there any hidden fees or prepayment penalties?
How is Wisetack different from other financing options?
Why should my painting business offer financing at all?
Is Wisetack easy for my team to use?
Can homeowners see financing options before an estimate is finalized?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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