You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Financing for the treatment that's bigger than a routine visit
Termite, fumigation, infestation, and rodent exclusion jobs run into the thousands — give homeowners a monthly payment so a bigger treatment isn't a bigger decision.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Most pest control doesn't need financing — termite, fumigation, infestation, and wildlife/rodent exclusion does
Typical Project
Instead of saying…
Wildlife/rodent exclusion
$300–$1,500+
Bed bug treatment
$500–$1,500+
Termite bait system
$1,000–$3,000
Full-home termite fumigation/tenting
$2,000–$8,000
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for pest management
Close jobs without becoming a loan expert
Most financing tools force sales reps to memorize rate cards, ask about FICO scores, and act like mini-loan officers. Wisetack? None of that.
Offer a consistent financing experience
With Wisetack, customers apply, review personalized options and confirm their purchase through one financing experience connected to your business.
30+ live SaaS platform integrations
We’re embedded in home services platforms contractors love including PestPac, Fieldwork, Housecall Pro, and Jobber.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Langley Roofing chose Wisetack over other financing companies
4 hours
how long it took to implement Wisetack
From the very beginning, there was heavy training and we’ve gotten really good support whenever we needed it.
Ergeon’s previous financing provider wasn’t working
20%
growth in sales by offering Wisetack financing
We were losing deals because we were not able to work with a proper financing company.
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your office staff.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions12-month 0% promotional plan priced at 6.9% cost to the merchant
Your rates are lower than Affirm's and you provide great customer service from training, to answers to FAQs, to postcards to assist in educating clients and their customers. It's been a great experience! Thank you!”
Lia Robinson, Clean Slate Pest Control Corporation
Very user friendly for us and our customers. Would definitely recommend.”
Jeffrey Rea, 1st Response Pest Control
Offering financing may sound scary and expensive, but from my own experience, it’s been nothing but a value-add. If you're thinking about it but still unsure, take the risk and implement it. You're getting business you wouldn't have otherwise, so you can't lose offering it. It's a value-add for us, it's a value-add for our customers, and it's a no-brainer to offer.”
Brandon Sewell, Seal Pro Painting
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What pest control services can be financed?
How much can homeowners finance?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
What financing options are available to homeowners?
Are there any hidden fees or prepayment penalties?
How is Wisetack different from other financing options?
Why should my pest control business offer financing for termite treatment?
Is Wisetack easy for my team to use?
Does financing work when a termite treatment is tied to a home sale?
We don't currently offer financing at all. Is that unusual?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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