You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Financing for plumbers that helps you close bigger jobs
Offer homeowners monthly payment plans up to $65,000 for plumbing repairs and replacements—without making your sales team financing experts.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Help homeowners focus on the monthly payment, not the total repair cost
Typical Project
Instead of saying…
Water heater replacement (tank)
$1,200–$3,500
Tankless water heater conversion
$1,200–$3,500
Full repipe
$1,500–$22,000
Sewer line replacement
$3,000–$25,000+
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for plumbing
Close jobs without becoming a loan expert
Most financing tools force sales reps to memorize rate cards, ask about FICO scores, and act like mini-loan officers. Wisetack? None of that.
Offer a consistent financing experience
With Wisetack, customers apply, review personalized options and confirm their purchase through one financing experience connected to your business.
30+ live SaaS platform integrations
We’re embedded in home services platforms contractors love including Housecall Pro, Jobber, and FieldPulse.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Langley Roofing chose Wisetack over other financing companies
4 hours
how long it took to implement Wisetack
From the very beginning, there was heavy training and we’ve gotten really good support whenever we needed it.
Fuse HVAC gained roughly 1 more job per week by offering Wisetack
80%
of $10K+ jobs financed through Wisetack
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your service plumbers.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions12-month 0% promotional plan priced at 6.9% cost to the merchant
Honest S&D offers financing options through Wisetack. Conveniently apply directly from your invoice or estimate to clearly see what you'll pay upfront.”
Honest Sewer & Drain
We jumped on board as soon as we saw it [Wisetack's Housecall Pro integration]. Customers can prequalify right from their phones.”
Mike Soper, Abbott Brothers Plumbing & Heating
I was actually surprised with how quick it went — they were ready to book with us right after picking an offer from Wisetack. This is going to be a great partnership.”
Eric Lima, Olson Superior Plumbing
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What plumbing services can be financed?
How much can homeowners finance?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
What financing options are available to homeowners?
Are there any hidden fees or prepayment penalties?
How is Wisetack different from other financing options?
Why should my plumbing business offer Wisetack financing?
Is Wisetack easy for my team to use?
Does Wisetack work for combined plumbing-and-HVAC (P-H-C) jobs?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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