You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Financing that makes the better paving material affordable
Concrete costs more upfront than asphalt but lasts longer — give homeowners a monthly payment that makes the longer-lasting choice the easy choice.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Help homeowners choose the material that lasts, not just the one that's cheaper
Typical Project
Instead of saying…
Asphalt driveway (standard two-car, 600 sq ft)
$3,000–$7,200
Concrete driveway (standard two-car, 600 sq ft)
$4,800–$10,800
Decorative/stamped concrete patio
$3,000–$15,000+
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for paving contractors
Close jobs without becoming a loan expert
Most financing tools force sales reps to memorize rate cards, ask about FICO scores, and act like mini-loan officers. Wisetack? None of that.
Offer a consistent financing experience
With Wisetack, customers apply, review personalized options and confirm their purchase through one financing experience connected to your business.
30+ live SaaS platform integrations
We’re embedded in home services platforms contractors love including Housecall Pro, Jobber, and JobNimbus.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Langley Roofing chose Wisetack over other financing companies
4 hours
how long it took to implement Wisetack
From the very beginning, there was heavy training and we’ve gotten really good support whenever we needed it.
Eagle Quality Construction wanted to make remodeling services more affordable
70%+
more jobs closed with Wisetack
Customers are often surprised. Normally, customers think they have to go through a bank, which is a slow process. This is very easy and simple for them.
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your estimators.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions12-month 0% promotional plan priced at 6.9% cost to the merchant
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We stopped using Synchrony because the Housecall Pro integration with Wisetack made everything so easy. Now, the customer handles everything through the platform. We finish the project, they hit job completed, and the funds are transferred—it’s that easy.”
Daric Johnson, The Electric Company (T.E.C. Services)
Wisetack was easy for our customers to use and easy for us to collect the balance on the invoice without all of the hassle of managing 'credit' in-house.”
Meg Balak, Elizabethtown Overhead
I liked the terms and conditions from a customer's perspective... I didn't want to get into a situation where we were ripping customers off.”
Ashly Deese, Deese Elite Concrete Coatings
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What concrete and asphalt projects can be financed?
How much can homeowners finance?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
What financing options are available to homeowners?
Are there any hidden fees or prepayment penalties?
Why should my business offer financing for driveway projects?
Is Wisetack easy for my team to use?
Does financing work when a driveway is bundled with a larger landscaping project?
We don't currently offer financing at all. Is that unusual?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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