You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Grow your roofing business and close larger projects
Give homeowners flexible monthly payment options for roofing repairs or replacements up to $65,000—without turning your sales team into loan experts.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Turn a repair or replacement into a manageable monthly payment
Typical Project
Instead of saying…
Leak repair
$500–$2,500
Partial replacement
$3,000–$8,000
Asphalt replacement
$10,000–$20,000
Architectural shingles
$15,000–$25,00
Metal roof
$20,000–$50,000+
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for roofing
Close jobs without becoming a loan expert
Most financing tools force sales reps to memorize rate cards, ask about FICO scores, and act like mini-loan officers. Wisetack? None of that.
Offer a consistent financing experience
With Wisetack, customers apply, review personalized options and confirm their purchase through one financing experience connected to your business.
30+ live SaaS platform integrations
We’re embedded in home services platforms contractors love including JobNimbus, Housecall Pro, and Jobber.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Langley Roofing chose Wisetack over other financing companies
4 hours
how long it took to implement Wisetack
From the very beginning, there was heavy training and we’ve gotten really good support whenever we needed it.
Crown Temp HVAC wins several new jobs per week with financing
1 in 4
jobs are paid with Wisetack
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your sales reps.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions12-month 0% promotional plan priced at 6.9% cost to the merchant
The fact that Wisetack was integrated into a job just made it that much more appealing." ... "With other providers, it's a laborious process to get customers approved — or sometimes just to get paid for a job.”
Jeremy Langley, Langley Roofing
Wisetack was easy for our customers to use and easy for us to collect the balance on the invoice without all of the hassle of managing 'credit' in-house.”
Meg Balak, Elizabethtown Overhead
I found financing through Wisetack to be the most straightforward process of any of the other companies I’ve tried. It was simple to get started, simple to get these homeowners approved, and simple to get paid. I haven’t had any denials through Wisetack, and with previous companies I could barely get any approvals. CONQUER gives Wisetack a BIG thank you and thumbs up.”
Desiree Alia, CONQUER Contracting
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What roofing projects can be financed?
How much can homeowners finance on a retail (non-insurance) job?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
What financing options are available to homeowners?
Are there any hidden fees or prepayment penalties?
Why should my roofing business offer Wisetack financing?
Is Wisetack easy for my team to use?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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