You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Siding financing that helps contractors secure larger jobs
Whether it’s storm-damaged siding or a full curb-appeal upgrade, monthly payments help homeowners choose the material they actually want — not just the cheapest one.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Help homeowners choose the better material, not just the cheaper one
Typical Project
Instead of saying…
Siding repair (storm/rot damage)
$500–$3,000
Partial siding replacement
$3,000–$8,000
Whole-home vinyl siding
$6,700–$18,200
Whole-home fiber cement siding
$9,700–$24,800
Bundled siding + roofing exterior project
$15,000–$40,000+
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for siding
Close jobs without becoming a loan expert
Skip rate cards, FICO questions, and playing loan officer. Wisetack keeps financing simple.
Offer a consistent financing experience
Customers apply, review options, and confirm in a financing experience connected to your business.
30+ live SaaS platform integrations
Embedded in platforms contractors love, including Housecall Pro, Jobber, and JobNimbus.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Langley Roofing chose Wisetack over other financing companies
4 hours
how long it took to implement Wisetack
From the very beginning, there was heavy training and we’ve gotten really good support whenever we needed it.
Crown Temp HVAC wins several new jobs per week with financing
1 in 4
jobs are paid with Wisetack
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your comfort advisors.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions12-month 0% promotional plan priced at 6.9% cost to the merchant
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I really really really like your service... your guys' platform is probably one of the best financing platforms in my 16 years of service that I've ever dealt with; the easiness, the approvals, the pay, I mean for real, I can't say enough great things about Wisetack — that's how awesome you guys are! You don't normally hear that when dealing with a financing company.
Howard Eastmond, Eastmond Home Services LLC
Wisetack is very helpful. I close 70% more in home remodeling.
Angel Naspud, Eagle Quality Construction
I found financing through Wisetack to be the most straightforward process of any of the other companies I’ve tried. It was simple to get started, simple to get these homeowners approved, and simple to get paid. I haven’t had any denials through Wisetack, and with previous companies I could barely get any approvals. CONQUER gives Wisetack a BIG thank you and thumbs up.
Desiree Alia, CONQUER Contracting
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What siding services can be financed?
How much can homeowners finance?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
Can financing help with an insurance-related siding claim?
Are there any hidden fees or prepayment penalties?
How is Wisetack different from other financing options?
Why should my siding business offer Wisetack financing?
Is Wisetack easy for my team to use?
Can homeowners see financing options before an estimator arrives?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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