FEATURE GUIDE

Edit the loan amount, anytime

Change in job scope? Simply edit the loan amount in the portal — no new application, no extra credit pull, no lost momentum.

How it works

Your view

Select the application

Tap the pencil icon

Click the pencil icon next to the loan amount

Update amount

Enter the new total — your customer will be emailed to confirm the change

Customer view

Customer gets an email

Open the application link

They’ll re-verify their phone number to log back in

Accept the new amount

Same terms, no new credit check

No restarts. No reapplications.

Encourage your customer to lock in their offer early so their offers are protected, even if the job scope changes.
Update the loan amount:
Directly in the portal — no need to call support
Before the customer releases payment
As many times as needed — up or down

What to keep in mind

  • Customer approvals are valid for 90 days from the approval date.
  • Once the loan is confirmed or paid, the amount can’t be edited.
  • Encourage your customer to lock in their offer early so their offers are protected, even when the job scope changes.

Frequently asked questions

When and where can I edit a loan amount?

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What does my customer see once I update the loan amount?

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Does my transaction fee change?

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Can I edit the loan amount on a financing application with multiple payouts (known as progress payments)?

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I don’t use Wisetack’s merchant portal to send applications; I send financing applications through my invoicing/business software. Can I still edit a loan amount?

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Have even more questions? Contact us. We’re always happy to talk.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 per month for 12 months, based on an APR of 8.9% or $400 per month for 3 months, based on a 0% APR. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.
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