You send a prequalification link (optional).
Your customer sees the maximum amount they’re approved to finance and reviews their options.
Financing for contractors that turns “maybe” into “yes”
Full backyard renovations and design projects add up fast. Monthly payments help homeowners say yes to the whole vision, not just one corner of the yard.
Trusted by home service businesses across the country
4.8/5 stars
4.6/5 stars
85%
of customers give
Wisetack a 9 or 10 out of 10
Wisetack a 9 or 10 out of 10
based on 45,516 NPS surveys
Help homeowners say yes to the whole design, not just part of it
Typical Project
Instead of saying…
Irrigation system installation (whole yard)
$3,000–$6,000
Sod installation (½ acre yard)
$4,000–$9,000
Landscape design & construction (moderate project)
$5,000–$25,000
Full backyard landscape renovation
$15,000–$50,000+
Artificial turf installation
$8–$20 per sq ft
Show financing from…"As low as $XXX/mo"
Why merchants choose Wisetack for landscaping
Close jobs without becoming a loan expert
Skip rate cards, FICO questions, and playing loan officer. Wisetack keeps financing simple.
Offer a consistent financing experience
Customers apply, review options, and confirm in a financing experience connected to your business.
30+ live SaaS platform integrations
Embedded in platforms contractors love, including Housecall Pro, Jobber, and LawnPro Software.
We make offering financing easy
Prequalify customers
Add a prequal link to you website, estimates and more
True 0% financing
No deferred interest or hidden fees, for up to 24 months
Accept multiple payments
Get paid on half the job up front
Support big ticket jobs
Offer financing on projects up to $65K
Want a simpler way to offer financing?
See how they do it
See how Wisetack is helping residential contractors optimize financing and grow their business
Landworks gained a competitive edge by offering flexible payment options
Competitive edge
one of the only tree care companies in their area offering financing
Not a lot of companies in our space are offering financing so it gives us a huge leg up.
Eagle Quality Construction closes 70% more jobs in home remodeling with Wisetack
70% more
jobs closed for home remodeling and outdoor design projects
Customers are often surprised. Normally, customers think they have to go through a bank, which is a slow process. This is very easy and simple for them.
How it works
It’s easy for both you and your customer.
Estimate price
Agree on price
You send an application link.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Your customer applies and locks in their offer by selecting and accepting their preferred terms.
Complete work
You do the work.
Once complete, your customer confirms the job is done.
Once complete, your customer confirms the job is done.
Receive payment
You receive the funds via bank transfer, which will land in your account within 1-3 business days, depending on your bank.
What to expect when you offer financing with Wisetack
Wisetack covers large and small jobs. Financing available from $500 – $65,000 on terms from 3 to 120 months*.
For your business
Seamless experience. Offer financing with the click of a button, with less training time for your comfort advisors.
Flat per transaction fee. No set up or subscription cost. Predictable costs for your business.
Marketing and sales tools. Get more leads with a prequal link and close the deal with interest-free options.
For your customer
Options to fit their needs. APRs as low as 0% for eligible customers and up to 8 monthly payment options to choose from.
Fast and easy. See options in under a minute, and checking eligibility doesn't impact their credit score.
No hidden fees. No prepayment penalties, origination fees, compounding interest, or any other surprises.
Transparent terms for home services businesses
Flat 3.9% MDR on standard transactions 12-month 0% promotional plan priced at 6.9% cost to the merchant
The integration with Jobber was seamless. I am particularly happy with the way the created invoice gets automatically closed when the funding comes through to our account. Keep up the great work!”
Eric, K&J Tree Service (Jobber)
Wisetack makes financing simple for our team. Our salespeople can focus on what they do best—talking to customers—while Wisetack handles the payment options effortlessly. It's a huge relief to have a system that supports us where we need it most.”
Tim Fullerton, CEO, Heavenly Greens Construction
I found financing through Wisetack to be the most straightforward process of any of the other companies I’ve tried. It was simple to get started, simple to get these homeowners approved, and simple to get paid. I haven’t had any denials through Wisetack, and with previous companies I could barely get any approvals. CONQUER gives Wisetack a BIG thank you and thumbs up.”
Desiree Alia, CONQUER Contracting
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Sell more and bigger jobs with Wisetack
Frequently asked questions
What landscaping services can be financed?
How much can homeowners finance?
Does checking my customer's eligibility with Wisetack affect their credit score?
What do we need to sign up?
How long does it take to get paid?
Does Wisetack work with LawnPro Software?
Are there any hidden fees or prepayment penalties?
How is Wisetack different from other financing options?
Why should my landscaping business offer Wisetack financing?
Is Wisetack easy for my team to use?
Can homeowners see financing options before a design consultation?
Have even more questions? Contact us. We're always happy to talk.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
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